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Homeowner’s Insurance

What is homeowner’s insurance?

Homeowner’s insurance policies and coverages can vary quite a bit, but most policies have some commonalities that are important. Your policy should protect you from large financial burdens related to damage to your home due to natural causes such as fire, wind, hail damage, and in some cases, theft. If your property is in the flood plain, flood insurance may be required, and usually is a separate cost. Most mortgage companies will require the homeowner to have an insurance policy to protect their investment in the home in case of damage. Talk with a knowledgeable insurance agent or refer to your policy to get specific information as it applies to you.

Questions to ask your insurance provider:

Other Insurance Coverages to consider:

Own an Investment Property? – Additional Rental Dwelling Policy Considerations: